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September 08, 2026

Will A Home Security System Decrease Insurance Rates In Wilmington?

You bet! Most insurers offer discounts for home security systems in Wilmington, typically ranging from 5 to 20% depending on a few different factors. The amount of your discount can vary quite a bit based on the type of system you choose, the insurer, and your location. Discover how to get the most savings while giving your loved ones the best protection possible

Why Do Insurers Offer Home Security Discounts?

Alarm systems lower the risk of theft, which means it’s less likely the insurer will need to pay a covered claim. If you have monitored smoke detectors, water sensors, and CO sensors connected to your alarm system, the potential for damage caused by flooding and fires is reduced as well. You’re assisting the insurer by minimizing their payout risk. As a result, they’re happy to offer a price savings.

What Wilmington Home Security Systems Give You The Biggest Discount?

It’s only natural that you wish to save as much as you can. Here are some tips:

  • Choose professional monitoring. A monitored system is best for your family, and it’s generally required by insurance providers to be eligible for a discount. Gain the added protection you need and save some cash in the process.

  • Add monitored safety alarms. There’s a good chance you’ll enjoy additional savings by lowering the risk of damage as a result of fires, CO leaks, and water infiltration. Having your smoke alarms, flood sensors, and carbon monoxide detectors monitored also supplies your family a critical backup during emergencies.

  • Install a complete security system. Installing a multi-layered defense with contact sensors, video cameras, smart locks, motion detectors, and more, will be looked upon favorably by the insurance company and likely bring more savings.

Setting up a surveillance camera by itself won’t instantly qualify you for a discount. Remember that your system will need to be monitored. 

Tips For Getting Your Home Security Insurance Discount In Wilmington

The first step to lowering your premiums is to call the insurance company once you’ve installed your home security system. They’ll likely want to see documents such as an alarm monitoring certificate or a monitoring agreement. Top home security firms like ADT often work with insurers and can help with the necessary paperwork.

ADT Systems Have Everything You Need For Insurance Discounts

If you’re looking for the best defense and an insurance discount, go with an ADT home security system in Wilmington. Featuring the nation’s most extensive monitoring network, ADT provides the best in round-the-clock professional monitoring. You’ll also enjoy access to comprehensive systems with video surveillance, smart locks, safety alarms, and more.

How Much Will You Save? Design Your New ADT System In Wilmington Today

The real perk of ADT home security systems is the superior protection they give your Wilmington family. Getting discounts on your home insurance premiums is an added bonus. Customize your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (910) 263-6334 or submit our form on this page.

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